Insights

How to Pay Off Debt Fast

Budget, Insights, News, Savings
Getting on top of debt: where to begin Debt can feel overwhelming — especially when rising living costs and repayment pressures collide. It’s not just a financial strain; it can affect your wellbeing, confidence and sense of control. But with a clear plan and steady action, it’s possible to break the cycle and move toward…

How Much Can You Really Rely on ChatGPT for Financial Advice?

Insights, News, Savings
Australians now have more ways than ever to seek guidance about their money, from sitting down with a qualified adviser to typing a quick question into an AI tool. The choices are expanding quickly — and so are the questions about what kind of advice genuinely helps you make better long‑term decisions. Digital platforms such…

How your mindset shapes your financial outcomes

Insights, News, Savings
Understanding why money feels hard, even when you “know what to do” Most people already understand the classic principles of sensible money management — spend less than you earn, save regularly, avoid expensive debt, invest early, and keep a buffer for the unexpected. Yet even with this knowledge, many capable people still feel overwhelmed, stuck,…

Developing a retirement savings plan

Insights, News, Savings, Super, Tax
While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy an even more rewarding tomorrow. How am I tracking to live the life I want in retirement? There’s no magic number when it comes to…

Financial benefits for seniors

Insights, News, Super, Tax
One of the joys of getting older – apart from wisdom and more free time – is the ability to tap into a whole raft of financial benefits that let seniors enjoy their retirement. Why super offers much promise for retirement saving Making additional contributions to your super can help grow your balance through tax…

Stopping work – how to transition to retirement

Insights, Super, Tax
Whether you choose to gradually wind down your working week, or take the plunge into full-time retirement, one of the key challenges faced by many new retirees is the need to fill each day productively. This emphasises the need to be mentally prepared for retirement, as it might not be as easy as you think.…

The 3 main reasons you might be selected for an ATO audit

Insights, News, Tax
Each year, the ATO reveals what they will be targeting when it comes to tax returns.  But these aren’t the only reasons you may be selected for an audit.  The last thing anyone wants is to be audited, so what are some of the most common reasons you might be selected and how can you avoid…

7 ways to help your children buy a home

Budget, Insights, News, Savings
All parents want the best for their children. A study of more than 1,700 Australians commissioned by finder.com.au found that 86 per cent of parents provide financial help to their adult children, with lending money and cash handouts the most popular ways they contributed financially. But while it’s natural to want to help your children…

How concessional super contributions can turbocharge your wealth

Insights, News, Super, Tax
Many Australians in their 30s, 40s and 50s have mastered the basics of personal finance – you pay your mortgage, build some investments, and even throw some money into super when you can. But with rising tax pressure and the cost of living squeezing every dollar, it’s easy to put superannuation in the “set and…

2025–26 Federal Budget Summary

Budget, Insights, News, Tax
The 2025–26 federal budget is shaped by an upcoming election and rising cost-of-living pressures. While there are no sweeping reforms, the government has delivered a budget designed to offer immediate relief without rocking the boat. From targeted tax cuts to housing and healthcare changes, this year’s announcements offer a mix of modest support and strategic…