Investing

What the wealthy teach their kids about money

Insights, Investing, News, Savings
Most of the families we work with aren’t trying to raise trust fund kids. What they are focused on is raising grounded, capable humans – kids who understand the value of hard work, can make smart decisions, and become financially independent. We often say that the most valuable legacy isn’t just financial wealth – it’s…

Adding more to your retirement savings: is it worth it?

Insights, Investing, News, Super, Tax
Being proactive with your superannuation can significantly boost your retirement savings. Superannuation offers substantial benefits as an investment vehicle, including tax concessions and the power of compounding interest. Why Superannuation Holds Great Promise for Retirement Savings Making additional contributions to your superannuation can significantly grow your balance through tax concessions and compounding interest. During the…

The differences between ETFs and LICs

ETF's, Insights, Investing, News
ETFs and LICs are two popular investment vehicles that provide access to diversification at a relatively low cost. However, there are significant differences between the two, particularly in terms of structure and management. In this post, we’ll explore the differences between ETFs and LICs to help you make informed investment decisions. Exchange traded funds ETFs (Exchange…

What is debt recycling and is it right for me?

Insights, Investing, News
Debt has long been a pressing issue for many Australians and has only become more apparent in recent years. With the high cost of living and sluggish wage growth, many people struggle to manage their finances and get ahead financially. As a result, more Australians are looking for alternative ways to get debt-free, such as…

Investment property tax deductions: What you need to know

Investing, News, Tax
More and more Australians are seeking investment properties to improve their financial position. Whether you’re an experienced property investor looking to maximise your returns or a newcomer to the world of property investing, understanding tax deductions is crucial for maximising financial outcomes. This blog will help provide you with an insight into investment property taxes and equip…

Understanding Capital Gains Tax

Investing, News, Tax
When selling assets and investments, ‘Capital Gains Tax’ or ‘CGT’ can seem like a daunting term. However, it’s one of those things that becomes less intimidating the more you get to know about it. Here we share what it is and how you can minimise your Capital Gains Tax liability. What is Capital Gains Tax?…

How can you buy property with your superannuation?

Budget, Insights, Investing, News, SMSF, Super
Self-managed super funds (SMSFs) remain a popular retirement funding option for Australians due to greater control and investment flexibility. Many SMSF members have also gone on to harness an SMSF’s full potential with property investment.  In this post we explore why you may want to use your super to buy property through an SMSF and…

How to be financially free

Most of the time when we talk about being financially free, the focus is trying to make as money as possible, as quickly as you can, so you can get on with the things you enjoy rather than work. However here’s the thing – what does it mean to be free? We have created incredibly…