How your mindset shapes your financial outcomes

Insights, News, Savings
Understanding why money feels hard, even when you “know what to do” Most people already understand the classic principles of sensible money management — spend less than you earn, save regularly, avoid expensive debt, invest early, and keep a buffer for the unexpected. Yet even with this knowledge, many capable people still feel overwhelmed, stuck,…

Developing a retirement savings plan

Insights, News, Savings, Super, Tax
While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy an even more rewarding tomorrow. How am I tracking to live the life I want in retirement? There’s no magic number when it comes to…

Downsizing your home? Understanding the downsizer contribution

News, Super, Tax
Downsizing the family home is often part of the longer-term financial plans for many older Australians. But did you know that you could consider investing the proceeds of the sale of your family home to your super – depending on your age and circumstances – as a downsizer contribution? What is a downsizer contribution? Since…

Financial benefits for seniors

Insights, News, Super, Tax
One of the joys of getting older – apart from wisdom and more free time – is the ability to tap into a whole raft of financial benefits that let seniors enjoy their retirement. Why super offers much promise for retirement saving Making additional contributions to your super can help grow your balance through tax…

The 3 main reasons you might be selected for an ATO audit

Insights, News, Tax
Each year, the ATO reveals what they will be targeting when it comes to tax returns.  But these aren’t the only reasons you may be selected for an audit.  The last thing anyone wants is to be audited, so what are some of the most common reasons you might be selected and how can you avoid…

7 ways to help your children buy a home

Budget, Insights, News, Savings
All parents want the best for their children. A study of more than 1,700 Australians commissioned by finder.com.au found that 86 per cent of parents provide financial help to their adult children, with lending money and cash handouts the most popular ways they contributed financially. But while it’s natural to want to help your children…

How concessional super contributions can turbocharge your wealth

Insights, News, Super, Tax
Many Australians in their 30s, 40s and 50s have mastered the basics of personal finance – you pay your mortgage, build some investments, and even throw some money into super when you can. But with rising tax pressure and the cost of living squeezing every dollar, it’s easy to put superannuation in the “set and…

2025–26 Federal Budget Summary

Budget, Insights, News, Tax
The 2025–26 federal budget is shaped by an upcoming election and rising cost-of-living pressures. While there are no sweeping reforms, the government has delivered a budget designed to offer immediate relief without rocking the boat. From targeted tax cuts to housing and healthcare changes, this year’s announcements offer a mix of modest support and strategic…

Navigating UK National Insurance: What Australian residents need to know

Insights, News, Super
For many Australians who have lived and worked in the UK, understanding National Insurance (NI) can feel like unravelling a complex web. Whether it’s about accessing your UK state pension, voluntary contributions, or tax implications, this guide simplifies everything you need to know to help you maximise your retirement nest egg. What is UK National…

How much super do I need to retire at 60?

Insights, News, Savings, Super
As you approach retirement, your strategy for managing superannuation is likely to evolve. While your personal circumstances will play a significant role in shaping your approach in your 60s, there are still several ways to enhance your super before you retire. Everyone envisions retirement differently. Some dream of traveling the world annually, while others prefer…