News

Expanded Eligibility for Home Guarantee Scheme

Insights, News
The government has made it easier for more people to access the HOME GUARANTEE SCHEME in the new financial year. Eligibility criteria for all elements of the scheme, including the First Home Guarantee, the Regional First Home Buyer Guarantee, and the Family Home Guarantee, will be expanded. The main changes take effect from 1 July 2023 and…

How to be financially free

Most of the time when we talk about being financially free, the focus is trying to make as money as possible, as quickly as you can, so you can get on with the things you enjoy rather than work. However here’s the thing – what does it mean to be free? We have created incredibly…

How is your mortgage interest rate determined?

Insights, News
Being aware of the factors affecting your mortgage interest rate may help you position as a low-risk borrower and score a rate reduction. Here we explain the factors influencing interest rates, so you can increase the likehood of securing the best rate for your needs. Mortgage interest rates are a big factor in loan repayments…

How to manage financial stress and anxiety

Budget, Insights, News, Savings
Financial stress and anxiety can permeate every area of your life – from your relationships and parenting, to work performance and sleep.  It’s also one of the most common causes of marriage breakdown. But as bad as it might seem at times, know that there are things you can do to improve your financial situation and manage…

Is it better to use a financial advisor or do it yourself?

ETF's, Insights, Investing, News, Super
Money is one of the most important resources you will ever manage.  How you manage it will significantly impact your lifestyle, both now and in the future. So deciding on who gets to help you make decisions about money will be an important consideration. In Australia, you have two options: seeing a financial advisor or managing your…

16 tips for saving on your next holiday

Budget, Insights, News
We know how costly holidays can be, especially with extra expenses such as insurance, eating out, tours and excursions all loaded on top. But saving for a holiday isn’t complicated, and shouldn’t stop you from experiencing the world with your family and friends. There are hundreds of budgeting hacks online.  But to save you time…

Changes to super on July 1

Insights, News, Super
As the new financial year approaches, there are several key super changes that may impact your ability to contribute to your superannuation. It’s important that you’re aware of the changes so that you can take advantage of these opportunities to make the most of your nest egg. Superannuation Guarantee (SG) increase The compulsory Super Guarantee…

5 super tax saving strategies

Insights, News, Super, Tax
We’re approaching the end of the financial year and many Australians are scrambling for ways to pay less tax. Here are five tax-saving strategies that you can do with your super that will put more back in your pocket at tax time. 1. Salary sacrifice One of the simplest tax-saving strategies with super is salary…

10 tax tips for getting extra cash this end of financial year

Insights, News, Super, Tax
The end of the financial year is almost here and many Australians are scrambling to find ways to reduce their tax.  While we encourage taking a longer-term, strategic view on tax planning, there are a few quick tax tips for getting extra cash in your back pocket. We highly recommend you seek the services of a…

How to invest in a socially responsible way

ESG, Insights, Investing, News, Super
Most of us genuinely want to do good in the world.  This includes investing in a socially responsible way that is aligned with our values. Here we explain what socially responsible or ethical investing is and how to take control of your investments. The growth in socially responsible investing Many people are trying to live more…