How your mindset shapes your financial outcomes

Insights, News, Savings
Understanding why money feels hard, even when you “know what to do” Most people already understand the classic principles of sensible money management — spend less than you earn, save regularly, avoid expensive debt, invest early, and keep a buffer for the unexpected. Yet even with this knowledge, many capable people still feel overwhelmed, stuck,…

Developing a retirement savings plan

Insights, News, Savings, Super, Tax
While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy an even more rewarding tomorrow. How am I tracking to live the life I want in retirement? There’s no magic number when it comes to…

7 ways to help your children buy a home

Budget, Insights, News, Savings
All parents want the best for their children. A study of more than 1,700 Australians commissioned by finder.com.au found that 86 per cent of parents provide financial help to their adult children, with lending money and cash handouts the most popular ways they contributed financially. But while it’s natural to want to help your children…

How much super do I need to retire at 60?

Insights, News, Savings, Super
As you approach retirement, your strategy for managing superannuation is likely to evolve. While your personal circumstances will play a significant role in shaping your approach in your 60s, there are still several ways to enhance your super before you retire. Everyone envisions retirement differently. Some dream of traveling the world annually, while others prefer…

The secret to raising money-wise kids

Budget, Insights, News, Savings
The fear that financial success will ruin the next generation is real. This article offers strategies to ensure that your wealth not only benefits your children but also supports and sustains future generations. Most of us aim to achieve wealth, yet the fear that financial success might negatively impact future generations is real. It’s a…

How is your mortgage interest rate determined?

Insights, News, Savings
Understanding the factors that determine your mortgage interest rate can help you present yourself as a low-risk borrower and potentially secure a lower rate. In this guide, we explain the key elements that influence interest rates, enabling you to improve your chances of getting the best rate for your situation. Mortgage interest rates play a…

How to be financially free

Most of the time when we talk about being financially free, the focus is trying to make as money as possible, as quickly as you can, so you can get on with the things you enjoy rather than work. However here’s the thing – what does it mean to be free? We have created incredibly…

How to manage financial stress and anxiety

Budget, Insights, News, Savings
Financial stress and anxiety can permeate every area of your life – from your relationships and parenting, to work performance and sleep.  It’s also one of the most common causes of marriage breakdown. But as bad as it might seem at times, know that there are things you can do to improve your financial situation and manage…

7 tips to help sort out your budget

Budget, Savings
How does feeling confident about your finances sound? Make budgeting part of your healthy habits to boost your personal wellbeing. So you can understand more, here are some tips to help you sort out your budget. Curious how you can manage your money and create a personal budget? A personal money plan helps put you…